Budget like your grandparents, track like it's 2025.

Envelope budgeting meets modern banking. Simple, automatic, and set-it-and-forget-it. Sync your transactions, divide your money into spending categories, and always know what you can afford.

Coming soon to the App Store. We'll notify you at launch.

Spenvelopes App Dashboard

The best budgeting app is the one you'll actually use.

Other budgeting apps can feel overwhelming with complex rules, reconciliation, constant attention, and time-consuming setup. But here's the truth: for many people, simpler is better. Especially if you're neurodivergent, ADHD, or just tired of fighting with your budget. Spenvelopes gives you clarity without the cognitive load.

No spreadsheets. No complicated categories. No guilt. Just a straightforward system that works with your brain, not against it.

Everything You Need to Budget Smarter

Automatic Bank Sync

Connect your bank accounts securely through Plaid. Your transactions sync automatically—no manual entry required.

Digital Envelopes

Create "spenvelopes" for different spending categories: groceries, dining, entertainment, bills. Allocate your money with purpose.

Real-Time Notifications

Get notified when new transactions post to your account. Stay on top of your spending without checking constantly.

Smart Categorization

Transactions are automatically categorized. Assign them to your spenvelopes with a single tap—simpler than complex rules and reconciliation.

iCloud Backup

Your data is safely backed up to your private iCloud. Get a new phone? Your budget comes with you automatically.

Privacy First

All your financial data stays on your device or in your private iCloud. We never see your transactions or balances.

How Envelope Budgeting Works

1

Connect Your Bank

Securely link your checking account through Plaid. Your credentials are never stored on our servers.

2

Create Your Spenvelopes

Set up spending categories that match your life: Groceries, Gas, Dining Out, Entertainment, etc.

3

Allocate Your Money

When you get paid, divide your income into your spenvelopes. Give every dollar a purpose.

4

Spend with Confidence

As transactions come in, assign them to spenvelopes with a tap—or let auto-assignment rules do it for you. Always know exactly what you can afford to spend.

Dashboard View

See all your recent activity and Pocket Money at a glance

Envelopes View

Manage and organize your spending envelopes

Transactions View

Assign transactions with one tap, or no taps with automation

Reports View

Track spending in each category

Simple, Transparent Pricing

Start for free, upgrade anytime

Free

$ 0 /forever
  • Manual Transactions
  • Unlimited Spenvelopes
  • Spending Reports
  • Bank Account Sync
  • Auto-Assignment Rules
  • Transaction Notifications
  • AI Emoji Suggestions

Perfect for getting started

Premium Monthly

$ 7.99 /month
  • Manual Transactions
  • Unlimited Spenvelopes
  • Spending Reports
  • Bank Account Sync
  • Auto-Assignment Rules
  • Transaction Notifications
  • AI Emoji Suggestions

Billed monthly. Cancel anytime.

Ready to Take Control of Your Money?

Join the waitlist and be the first to know when Spenvelopes launches.